Card Highlights:
Card Category: |
Consumer |
Card Type: |
Unsecured |
Required Credit Rating: |
Excellent / Good |
Issuing Country: |
United States |
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Available Rewards:
For explanation of each icon
click here
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| Miles |
Cash |
Points |
Charity |
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About Credit Card:
- 0% APR on Balance Transfers for up to 12 months.
- No Annual Fee.
- Earn up to 6% Cash Back on purchases.
- Full 1% cash back on every purchase PLUS an average 5% additional cash back at 400 leading retailers within the Citi Bonus Cash Center.
- Earn a 20% bonus on the cash back earned on all purchases for the first 12 months.
- Checks will be sent automatically every time you earn $50 - no calling necessary.
- Balance transfer fee applies with this offer.
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Credit Card Rates
Purchases:
Introductory APR: |
n/a |
Introductory Period: |
n/a |
Ongoing APR: |
as low as 9.99% |
Default APR: |
28.99% |
Minimum Grace Period: |
20 days |
Minimum Finance Charge: |
$0.50 |
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Balance Transfers:
Introductory APR: |
0% |
Introductory Period: |
Up to 12 months |
Ongoing APR: |
as low as 9.99% |
Default APR: |
28.99% |
Minimum Grace Period: |
n/a |
Minimum Finance Charge: |
$0.50 |
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Cash Advances:
Introductory APR: |
n/a |
Introductory Period: |
n/a |
Ongoing APR: |
19.99% |
Default APR: |
28.99% |
Minimum Grace Period: |
n/a |
Minimum Finance Charge: |
$0.50 |
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Credit Card Transaction Fees
Balance Transfer Fees:
Minimum: |
$5 |
Fee Rate: |
3% |
Maximum: |
n/a |
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Cash Advance Fees:
Minimum: |
$5 |
Fee Rate: |
3% |
Maximum: |
n/a |
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Foreign Exchange Fees:
Minimum: |
n/a |
Fee Rate: |
3% |
Maximum: |
n/a |
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Credit Card Other Fees
45 $15 on balances up to $100; $29 on balances of $100 up to $250; and $39 on balances of $250 and over.