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HSBC Platinum MasterCard® with Cash or Fly Rewards

HSBC Bank
HSBC Platinum MasterCard® with Cash or Fly Rewards

Apply Online!

Card Highlights:

Card Category:

Consumer

Card Type:

Unsecured

Required Credit Rating:

Excellent / Good

Issuing Country:

United States

Available Rewards:

For explanation of each icon
click here
Miles Cash Points No Charity
Miles Cash Points Charity

About Credit Card:

  • 0% Intro APR on purchases and balance transfers for 12 months.
  • No Annual Fee.
  • Earn 1 point for every dollar spent, with no earnings caps.
  • Redeem points for airline tickets with no blackout dates.
  • Start redeeming for travel with as little as 7,500 points.
  • Redeem points for unlimited 1% cash back.
zero liability

Credit Card Rates

Purchases:

Introductory APR:

0%

Introductory Period:

12 months

Ongoing APR:

8.99%

Default APR:

31.99%

Minimum Grace Period:

25 days

Minimum Finance
Charge:

$1.00

Balance Transfers:

Introductory APR:

0%

Introductory Period:

12 months

Ongoing APR:

8.99%

Default APR:

31.99%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$1.00

Cash Advances:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

20.99%

Default APR:

31.99%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$1.00

Credit Card Transaction Fees

Balance Transfer Fees:

Minimum:

$15

Fee Rate:

3%

Maximum:

n/a

Cash Advance Fees:

Minimum:

$15

Fee Rate:

3%

Maximum:

n/a

Foreign Exchange Fees:

Minimum:

n/a

Fee Rate:

3%

Maximum:

n/a

Credit Card Other Fees

Initial Fees:

Setup Fee:

$0

Maintenance Fees:

Annual Fee:

$0

Penalty Fees:

Late Payment Fee:

$15