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Displaying 20 to 30 (of 90 questions) Page:   3 of 9
User Name:
jim fredericksonDate:
November 23, 2006, 5:32 am
I want to buy a car from a private party and I have a Discover card I want to use and I was told by the bankcard that if I use penpal I can circumvent a lot of the fees. Can you tell me how? Please advise.
Answer:
If you are interested in programs allowing you to avoid fees, please contact the customer's service of your bank to clear out the question. If it happens that they do not have such offers, other ways of circumventing fees can be unauthorized and persued by law.
Best,
Manager of Immediate Credit Card Care Service.
User Name:
Lynette MaestasDate:
November 23, 2006, 6:19 am
To Whom It May Concern: I am trying to apply for the Discover Card Platinum card; however, there are a few fields that don\'t apply to me. For example, I do not own or rent a home; therefore, I should be able to skip that field of questions. What can I do if there are fields that do not apply to me? It would be beneficial if I could speak to a representative from your company, in order to complete this application properly. Thanks, Lynette
Answer:
When applying for a credit card, you are supposed to answer all the questions in the application form and you cannot skip one. As you fill out the form, your creditors will decide whether you can or not be issued a credit card. To contact a representative of the company, you need to call the customer's service of the bank or go to its the official site for help.
Best,
Manager of Immediate Credit Card Care Service.
User Name:
toyaDate:
November 25, 2006, 4:37 pm
are all of orchard credit cards for people with bad credit?
Answer:
Basically Orchard issues credit cards for bad credit, though if you have good credit, you can also choose any of their cards.
User Name:
David StainesDate:
November 27, 2006, 1:58 am
Does Discover include the extended warranty for new purchases? If not,who does?
Answer:
Most platinum credit cards give the extended warranty on purchases, if you register them with your credit company. The exact information should be in your accompanying documentation. If not, contact Discover customer service to learn if this option is possible with your credit card.

Sincerely,
Manager of Immediate Credit Card Customer Service
User Name:
CraigDate:
November 27, 2006, 10:23 pm
I am in some serious debt with credit cards. Actually, 5 different cards. I am working with two of them, but cannot meet the demands of the debt collectors that the debt has been sent to. The only solution I see for this is to just send a certain amount of cash to each one each month, even if this amount has not been agreed upon. What would happen if I do this? They wouldn't send the check back, would they? The reason i am thinking of doing this is if they decide to take me to court someday, I can at least say that I am sending them money every month. Do you think this is a good idea? Just to let you know, I have tried several other options like getting a loan (but I'm not a homeowner).
Answer:
You can compare the grace periods of all your 5 cards to make a schedule. Then you pay off the debt on one of the cards, next day you can charge money from it and pay your balance on the next card. This should be effective in the short-term period.
If it is not possible, try to contact you bank manager and discuss the payment scheme you can afford.

Sincerely,
Manager of Immediate Credit Card Service
User Name:
KDate:
November 29, 2006, 11:47 pm
what do they consider a good credit score in order to get approved
Answer:
Good credit score is in the 700. If your credit score is good, you can get many of our instant approval cards

Sincerely,
Manager of Immediate Credit Card Care Service
User Name:
Shannon FrancisDate:
November 30, 2006, 4:52 am
I applied for one of your credit cards and would like to know the status and credit limit.
Answer:
When the bank makes its decision, it will send you all the necessary information to continue. If you chose one of our credit cards with instant approval, you will get the full answer very soon.

Sincerely,
Manager of Immediate Credit Card Care Service
User Name:
Irwin LuttrellDate:
November 30, 2006, 7:31 pm
I got a call saying I was approved for a visa pltium card but lost the no & name of the information
Answer:
You should contact to bank customer support service to learn that.

Sincerely,
Manager of Immediate Credit Card Service
User Name:
seanDate:
December 2, 2006, 12:50 am
well my credit score is currently 643 how can i inprove that i have a capitol one credit card with a 500$ limit
Answer:
If you want to improve your credit, you can get one of our bad credit cards that report to 3-4 credit bureaus.

If you want to increase your credit limit, you can make a request to customer support service of Capital One bank. If your Debt-to-Income ratio is good, and you had no delays on payments with your credit card, you can count on a positive decision.

Sincerely,
Manager of Immediate Credit Card Care Service
User Name:
charlieDate:
December 5, 2006, 9:51 am
Is my money secure by giving card and account number information?
Answer:
Everything depends on WHO you give that information. Credit cards for Internet are designed in a special way and give better protection, though if you feel you don't trust the site - don't pay online then.

Sincerely,
Manager of Immediate Credit Card Care Service
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