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If you mean the credit limit on your credit card, it depends on the type of credit card. Usually credit cards for bad or no credit have credit limits starting from $250. The better your credit history is, the higher the limit and the lower your interest rate. Generally, credit limit for good credit cards is various. There are credit lines starting from $1000 and coming up to $100.000. Credit lines do also depend on the bank's decision. Otherwise, if it is a secured credit card, the credit limit will be based on the deposit you put in the bank. It's better to apply directly to the bank and call their toll-free number.

Best,
Manager of Immediate Credit Card Care Service

Usually credit card companies and banks charge a once-only fee to set up an account. The set up fee includes the credit card application fee and the fee for opening the account. It can be modified without notice. It should be paid before the bank starts the provision of its services. You can pay the set up fee by remittance or bank transfer or by using a valid credit card with your name.
An annual fee is the yearly amount you pay for having an open line of credit in a bank. The bank charge for use of your credit card can range from $15 to $300, monthly billed directly to your statement. At our site we have many credit cards that are issued with no annual fee. Apply online and get your no fee credit card!

Best,
Manager of Immediate Credit Card Care Service

You can re-establish your credit applying for a credit card at our website. Here you will find lots of credit card applications from several banks. First find out what your credit score is. If it is bad credit rating or no credit rating, you can still apply. However, there are some restrictions as banks do not like dealing with people after bankruptcy or with those who are disapproved as frequently as they apply.
First choose one of bad/no credit cards according to your credit history. Make sure you qualify. Then submit the credit card application (it requires personal information). After that wait for the response from the bank - you may be approved - or may not. The bank considers it for 7 to 10 business days.

Best,
Manager of Immediate Credit Card Care Service

Usually, after identity theft, you can contact credit bureaus and getting a copy of credit reports, try to find credit you do not recognize. Surely if you write to credit bureaus saying you are a victim of identity theft, they must freeze the false items from your credit report. If a credit bureau does not freeze information, you may sue it. For additional information on identity theft, contact the Federal Trade Commission.
As for the damaged credit, now you can try applying for a bad credit card that reports to 3 or even 4 credit bureaus. For example, look for bad credit cards from First PREMIER bank. Apply online for a credit card!

Best,
Manager of Immediate Credit Card Care Service

Applying for a new credit card, in case of approval, will add to your credit score, but if you are short in money, it will be hard for you to pay it off. Not every credit card company or bank offers credit card applications for bad credit, but you can try such banks as Capital One, Orchard and First Premier bank. If you consider credit cards in our bad credit cards section, you are sure to find one for building your credit score, as there are different cards for different purposes and needs. It is very important, however, to read all the terms & conditions with a great deal of attention, to be sure what you will get if you apply for the card.

Best,
Manager of Immediate Credit Card Care Service

If you mean pre-approved credit cards, credit agencies are permitted to sell your credit history information to credit card companies. In turn, you can choose not to get their credit card offers. When credit card companies check your report to determine your eligibility and you are tired of it, you can stop receiving offers for credit cards.
First of all, look at the fine print on their credit card offers. It should include information how you can prevent getting pre-selected credit card offers. Otherwise, you can apply to automated optout service run by the major 4 credit agencies. So you can stop all pre-approved mail that comes from these credit bureaus.
You can as well inform the credit agencies to stop including you on pre-screened lists sending them letters containing your name, SSN, mailing address and phone number. If you nevertheless decide to get one of the best credit cards, apply online at our site!

Best,
Manager of Immediate Credit Card Care Service

This is a very ticklish question. If you decide to get a credit card with high APR, there rate is quite acceptable
for a good credit history. If you are not sure, try finding several credit cards with lower limits and lower rates
and be aware of late fees. Quite often the rate zooms if you miss a payment. Probably it will be easier to pay them off altogether. Otherwise, you can take a loan in a credit union, they usually offer better rates. You can also see our good credit cards. Apply for a better credit card online!

Best,
Manager of Immediate Credit Card Care Service

AS you have excellent credit, you have more opportunities to make your credit payments easier. Anything connected with the terms of paying off credit should be discussed and solved with the bank.
You can ask a lower APR, if you have positive credit history and have been the bank's customer for a long time. You have such a right, but it doesn't certainly mean your bank will agree to it. You can tell them you will change the bank to make them do it.
As far as debt consolidation agencies are concerned, it's very risky to turn to such organizations, as your credit score is damaged in this case. But if you really feel in trouble you can apply to a reliable agency for that.
Think it all over, maybe you will have just to tighten you belt and pay you debt off as it is.

Best,
Manager of Immediate Credit Card Care Service

The business of our site is to provide our clients with the profound and up-to-date information on the credit card offers from the top banks and credit card companies. Our aim is also to help you choose the right credit card application for the credit card, designed for you. But we do not have any kind of access to your personal information or bank accounts. We have no idea what bank account you have and what bank or company is the issuer of your card. We don’t provide any contact information with banks and haven’t sent any letters to you. It could have been a mistake. We advise you to contact with the author of the letter (you mentioned HSBC card, probably you need to apply to HSBC Bank) and clear up all the moments of the present situation.

APR stands for Annual Percentage Rate, which is the cost of your credit expressed as an annual rate. Some credit cards may have a lower APR than others. APR differs from credit card to credit card, it can be fixed or changed from month to month. Some companies may change your APR if you fail to make payments, or they may determine the APR based on your current credit history. Some credit card companies have an introductory rate for their APR, and after so many months this rate may go up dramatically. For people who might be on a tighter budget than most a low APR credit card is a definite. People who are planning on not paying their bill in full every month should look for a low APR credit card. Keep in mind though if you begin with a low APR that does not mean that it will always stay that way, creditors can choose to change your APR if they see that you are late on your payments or are not making payments at all, which hurts you in the end.