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MERRILL+® Visa® Credit Card

Merrill Lynch
MERRILL+® Visa® Credit Card

Card Highlights:

Card Category:	Consumer
Card Type:	Unsecured
Required Credit Rating:	Excellent / Good
Issuing Country:	United States

Available Rewards:

For explanation of each icon click here

Miles	Cash	Points	Charity

About Credit Card:

Card issued by FIA Card Services, NA.

1.9% APR for 12 billing cycles and is applied to balance transfers.
No annual fee and a low competitive 9.99% APR.
Earn 1 point for every $1 spent on net retail purchases and redeem them for a wide variety of merchandise, gift cards and travel experiences.
There`s no limit to the number of points you can earn.
Anytime, Anywhere, Any Airline - air rewards starting at 25,000 points, with no blackout dates.

zero liability

Credit Card Rates

Purchases:

Introductory APR:	n/a
Introductory Period:	n/a
Ongoing APR:	9.99%
Default APR:	n/a
Minimum Grace Period:	25 Days
Minimum Finance Charge:	see terms

Balance Transfers:

Introductory APR:	1.9%
Introductory Period:	12 billing cycles
Ongoing APR:	9.99%
Default APR:	n/a
Minimum Grace Period:	n/a
Minimum Finance Charge:	see terms

Cash Advances:

Introductory APR:	1.9%
Introductory Period:	12 billing cycles
Ongoing APR:	9.99%
Default APR:	n/a
Minimum Grace Period:	n/a
Minimum Finance Charge:	see terms

Credit Card Transaction Fees

Balance Transfer Fees:

Minimum:	$10
Fee Rate:	3%
Maximum:	$75

Cash Advance Fees:

Minimum:	$10
Fee Rate:	3%
Maximum:	$75

Foreign Exchange Fees:

Minimum:	n/a
Fee Rate:	2%
Maximum:	n/a

Credit Card Other Fees

Initial Fees:

Setup Fee:

$0

Maintenance Fees:

Annual Fee:

$0

Penalty Fees:

Late Payment Fee:

$15