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One from American Express®

American Express
One from American Express®

Apply Online!

Card Highlights:

Card Category:

Consumer

Card Type:

Unsecured

Required Credit Rating:

Excellent / Good

Issuing Country:

United States

Available Rewards:

For explanation of each icon
click here
No Miles Cash No Points No Charity
Miles Cash Points Charity

About Credit Card:

  • No Preset Spending Limit.
  • Get $50 after your first purchase.
  • No Annual Fee for the first year - a $35 savings.
  • The Savings Accelerator Plan contributes 1% of eligible purchases into an FDIC-insured High-Yield Savings Account in your name.
  • Never pay interest on new purchases.
  • Express Approval. Get a decision is less than 60 seconds.
zero liability

Credit Card Rates

Purchases:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

10.99%

Default APR:

26.99%

Minimum Grace Period:

30 days

Minimum Finance
Charge:

n/a

Balance Transfers:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

n/a

Default APR:

26.99%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

n/a

Cash Advances:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

n/a

Default APR:

26.99%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

n/a

Credit Card Transaction Fees

Balance Transfer Fees:

Minimum:

n/a

Fee Rate:

n/a

Maximum:

n/a

Cash Advance Fees:

Minimum:

n/a

Fee Rate:

n/a

Maximum:

n/a

Foreign Exchange Fees:

Minimum:

n/a

Fee Rate:

n/a

Maximum:

n/a

Credit Card Other Fees

Initial Fees:

Setup Fee:

$0

Maintenance Fees:

Annual Fee:

$047

Penalty Fees:

Late Payment Fee:

$29

47 First year fee-free. Thereafter, the annual fee will be $35 for the Basic Card.